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Has not been still a small loan, what will affect the future?

Questioner: @a.*** City: National Label: Microfinance Question Time: 2018-03-04 16:30
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  •             Enthusiastic friends
    2018-03-06 00:48
    The loan is not yet availableConsequences: 1. The lending institution will promptly receive the loan from you according to the law, according to the loan contract and the guarantee contract (mortgage orPledgeUnder the contract, the loan bank will sue the court, and the court will take measures such as property preservation, including freezing the deposits on all bank accounts of you and the loan guarantor, and sealing up the property you have pledge. After the judgment is passed, the property will be enforced according to law (deducting deposits, auctioning pledges, etc.) to pay off the bank's loan losses. These include: loan principal, loan interest, overdue interest and penalty interest, as well as all litigation costs incurred, and the related expenses incurred in the disposal of mortgages (pledges). 2. Your credit will be affected, and the loan in your personal name will also be in the country.Personal creditOverdue loans are recorded in the consulting system. If the loan bank does not give you the record, you may not be able to lend money to all the banks in the future. The credit is listed as a blacklist, which may limit your travel, prevent you from flying and going abroad, and may even train in the future. Tickets can't be bought. 3. If you provide false information or false information when you borrow, the lending institution may sue you for fraudulent loans. If the fraudulent loan is true, you may be sentenced for fraud. The Criminal Law Amendment (6) is newly convicted. One of the articles 175 of the Criminal Law, "to obtain bank or other financial institution loans, bill acceptances, letters of credit, letters of guarantee, etc. by deception, causing major losses to banks or other financial institutions or other serious circumstances, and imprisonment for up to three years. Or criminal detention, or a single penalty; if it causes a particularly significant loss to a bank or other financial institution or has other particularly serious circumstances, it shall be sentenced to fixed-term imprisonment of not less than three years and not more than seven years, and fined." It is recommended that you lend money here. Still, after all, it is the money that I borrowed, and I should have returned the basic integrity of being a man.
  •             Enthusiastic friends
    2018-03-05 18:47
            After the loan expires, within a period of time, the bank will notify the borrower to repay the loan through the pad. If the borrower has not repaid, the bank will send a special person to negotiate and resolve it.
    Suspected of loan fraud if there is fraudulent activity during the loan period. Article 193 of the Criminal Law stipulates that Article 193 has one of the following circumstances: for the purpose of illegal possession, to defraud a bank or other financial institution for a loan, if the amount is large, it shall be for a period of five years or less. Imprisonment or criminal detention, and a fine of not less than 20,000 yuan but not more than 200,000 yuan; if the amount is huge or there are other serious circumstances, it shall be sentenced to imprisonment of not less than five years and not more than ten years, and a fine of not less than 50,000 yuan but not more than 500,000 yuan; Those who are particularly large or have other particularly serious circumstances shall be sentenced to fixed-term imprisonment of not less than ten years or life imprisonment, and shall be fined 50,000 yuan to 500,000 yuan or confiscated property:
    (1) fabricating false reasons for the introduction of funds and projects;
    (2) using a false economic contract;
    (3) using false supporting documents;
    (4) using a false title certificate as a guarantee or a duplicate guarantee over the value of the collateral;
    (5) Fraudulent loans by other means. bankThe loan is not yet availableThe consequences will vary according to the lender's situation. If the borrower is unable to repay the loan for some reason, the extension can be negotiated. However, if it is not returned, there will still be fraudulent acts, which will be subject to legal sanctions.
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