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Can I repay the loan in advance at the Agricultural Bank?

Questioner: @a.*** City: National Label: Early repayment Question Time: 2017-11-28 11:13
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  •             Enthusiastic friends
    2017-11-29 18:03
            The process usually takes a week, but it takes a month to actually apply. To remind you, you have to pay more than one month of interest, because youPrepaymentIt is a breach of contract, which makes the bank earn less interest.
    Personal housingMortgage LoansIn advance, in principle, after signing the loan contract for one year (including one year), each bank currently stipulates that in the borrowing period and one year after the loan is issued, the bank may apply in advance to return the part in advance. Or all loans.
    ABCMortgageRepayment in advance is more lenient, allowing the public to repay the loan at any time after the loan is issued, as agreed in the contract. It is a pity that if you only pay for part of the early repayment, you have to wait for one year after the loan, and generally do not accept it within one year.
    There are two cases of pre-returning personal housing mortgage loans: one is to repay all the loans in advance, that is, after the borrower repays part of the loan, the remaining loan principal is paid off in one lump sum. In this regard, banks naturally do not need to limit the amount.
    The other is partial prepayment, in which the borrower repays part of the loan in advance during the repayment process. At present, several banks in Shanghai are stipulated by the public for the first time.Repaying loans in advanceAt the time of application, at least one-time payment equal to 6 times the amount of the original normal monthly repayment amount should be repaid. Contact the loan bank and go to the bank or deposit into the corresponding bank account. Liquidated damages are agreed in your loan contract, generally 1% to 3% of the repayment amount.
  •             Enthusiastic friends
    2017-11-29 17:27
            The points to note are: 1. You must apply for one month before you can apply.Prepayment. 2,ABCThe minimum repayment amount is 30,000. 3. If you are partially repaying in advance, then shorten the loan period and want to increase the monthly monthly payment, you need to provide a new one.Proof of income. 2015 Agricultural Bank of ChinaRepaying loans in advanceProcess:

    1. In 2015, when the Agricultural Bank of China repays the loan in advance, bring your ID card and bank card to the account bank for processing.

    2. In 2015, the Agricultural Bank of China repaid the liquidated damages in advance.

    In 2015, the Agricultural Bank of China's early repayment of loans in advance will need to be handled in accordance with the agreements signed by the two parties and the specific regulations of the operating outlets.

    3. In 2015, the Agricultural Bank of China repaid the loan in advance

    In 2015, the Agricultural Bank of China had only one way to repay loans in advance, that is, all of them were paid off and no liquidated damages were received.
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