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Why can't I repay my money in advance?

questioner: City: National Label: Early repayment Question Time: 2017-10-19 06:48
                Some time ago, the money didn’t come together, I applied for it.loanNow that I have money, I want to pay off my loan. Why can’t I?Prepayment?
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  •             Rong 360 Xiaobian
    2017-10-20 18:17
            Hello there,Repaying loans in advanceThere are different ways. At present, most banks can provide five ways to repay loans in advance for customers to choose.
    First, allPrepayment, that is, the customer will be all remainingloanPay off in one go. (The interest is not repaid, but the interest paid is not refundable)
    Second, some of the early repayments, the remaining loans keep the monthly repayment amount unchanged, and the repayment period is shortened. (saving more interest)
    The third type, part of the early repayment, the remaining loans will reduce the monthly repayment amount, keeping the repayment period unchanged. (Reduce the monthly burden, but the savings are lower than the second)
    The fourth type, part of the early repayment, the remaining loans will reduce the monthly repayment amount, while shortening the repayment period. (saving more interest)
    Fifth, the remaining loans keep the total principal unchanged, and only the repayment period is shortened. (monthly increase, reduce some interest, but relatively uneconomical)
    Financial managementExperts suggest that in advance repayment, the principal should be reduced as much as possible, and the loan period should be shortened so that the interest on the expenditure is less.
  •             Rong 360 Xiaobian
    2017-10-20 18:17
            Hello there,Repaying loans in advanceIs required:
    First, the borrower must be repaid on a monthly basis.loanAfter 6 months of interest and interest, the party can only repay part of the loan or all the loan in advance;
    Second, the lending institution is a serious loan management, which sets a minimum limit for repaying part of the loan in advance, generally requiring more than 10,000 yuan;
    Third, the borrower must first inform the lending institution 10 days or 15 days in advance, and must submit the written loan contract, bank repayment savings card, monthly capital interest statement, and personal ID card to the lending institution. Application must be approved by the applicant;
    Fourth, the borrower still needs to repay the monthly loan principal and interest repayment amount in the current month, and at the same time deposit the loan amount that needs to be repaid in advance into the bank savings card.
  • Manager Zhao Credit manager Service area: Shijiazhuang Service organization: Thousands of wealth
    2017-10-22 08:49
    PrepaymentNeed to call
  • Leaf manager Credit manager Service area: Luoyang Service organization: Ping An Puhui
    2017-10-20 20:59
            Is it impossible to settle in advance?
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