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Is CITIC Credit Card easy to seal?

User: Rong 360 users City: National Category: CITIC Credit Card 2017-10-30 14:17:14

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                                Reason for credit card sealing, 1. Suspected cashing causes freezing
Frequent use of the pos machine for large sums of cash, causing UnionPay to doubt your credit, the bank will lower yourCredit card limitIf the circumstances are serious, the card will be blocked directly.
2, multiple overdue repayments
The solution is to pay the full amount, call the customer service, ask for thawing, the result may be derated, but if the number of overdue is not much, the general customer service will give the thawing.
3, two clear POS machine set code, hop code
At present, there is a flood of two clearing machines on the market. Due to the partial use of the large merchant model, the credit card consumption record is in a state of confusion! If Zhang San lives in Beijing, he consumes a 100 yuan transaction in a certain store, and the other party uses the second clear. The registration information of the POS machine at the bank may be in another city. Once Zhang San spent the same time in the other business class of the second clear POS machine, in the same situation, there will be a credit card record in several different cities within one day, it is very easy to be blocked by the bank monitoring!

Rong 360 enthusiastic friendsAnswered on 2017-10-31

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credit cardThe reason for being blocked is that there are many similarities in the reasons why your credit card is derated.
1. If you frequently use the POS machine to withdraw cash, causing the bank to doubt your credit, the bank will deal with your derating or sealing.
2, the newly activated credit card is brushed off once on the pos machine, which will easily make the bank suspect you.
3, caused by multiple overdue, if you often use a credit card, but there are multiple overdue will also cause the bank to deal with your seal.
4. There are transactions beyond the normal operating hours, such as some merchants still have transactions after work.

Rong 360 enthusiastic friendsAnswered on 2017-10-31

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