Will have an impact. In today's society, the popularity of credit cards is high, but this involves a self-credit problem, sometimes too busy may ignore the repayment of things, when there are overdue, some friends will be very anxious, fear Will affect laterLoan to buy a housechild. Actually the bank is rightPersonal creditThe assessment is divided into two parts of the bank to determine personal credit points 2: 1, bad credit credit record is five years, that is, you have a mortgage,Student LoansOr other loans, there is no time to repay the record, this bad record bank will check the previous five years of records. 2, bad consumer credit records is five years, is the use of credit card spending (not buy a house, the kind of car) did not timely repayment, bad records in two years will affect the mortgage, five years for mortgage banks will improveLending rates, Five years later will be rolling records turned down.
Rong 360 enthusiastic friendsAnswer to 2017-08-09