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Can credit card overdue mortgage?

User: financial 360 users City: National Category: credit card overdue 2017-08-08 09:41:15

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                                Will have an impact. In today's society, the popularity of credit cards is high, but this involves a self-credit problem, sometimes too busy may ignore the repayment of things, when there are overdue, some friends will be very anxious, fear Will affect laterLoan to buy a housechild. Actually the bank is rightPersonal creditThe assessment is divided into two parts of the bank to determine personal credit points 2: 1, bad credit credit record is five years, that is, you have a mortgage,Student LoansOr other loans, there is no time to repay the record, this bad record bank will check the previous five years of records. 2, bad consumer credit records is five years, is the use of credit card spending (not buy a house, the kind of car) did not timely repayment, bad records in two years will affect the mortgage, five years for mortgage banks will improveLending rates, Five years later will be rolling records turned down.

Rong 360 enthusiastic friendsAnswer to 2017-08-09

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Credit card overdueOn the cardholder to apply for mortgage impact is divided into two types: 1,Mortgage rateWill be raised or the loan will be reduced, if the cardholder has one or two credit card overdue, and the amount of overdue, within a short period of time to return, the bank is willing to lend to it, butLending ratesWill be raised or approvedLoan amountWas lowered. 2, mortgage application was rejected, if the cardholder within two years after three overdue repayment or accumulated six overdue repayment will not be able to obtain mortgage loans. We see clearly, the credit card bill repayment period is one month, for three consecutive months is not yet three consecutive overdue repayment; if the credit card bill overdue time, but also after the overdue, so a total of six times is accumulated six overdue Repayment If the cardholder forgets to repay, apply for a repayment. When the repayment refers to the cardholder in the latest repayment within three days after the repayment, can be counted as repayment on time, personal credit records will not record overdue.

Rong 360 enthusiastic friendsAnswer to 2017-08-09

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