There will be an impact. In today's society, the popularity of credit cards is very high, but this involves a problem of self-credit. Sometimes working too busy may ignore the repayment. When there is overdue, some friends will be very anxious. Will affect the futureLoan to buy a housechild. In fact, the bank is rightPersonal creditThe assessment is divided into two parts of the bank to determine the personal credit score 2: 1, bad credit credit record is five years, that is, you have mortgage, car loan,Student LoansOr other loans, there are no on-time repayment records, this bad record bank will check the records of the previous five years. 2, bad consumer credit record is also five years, that is, using credit card consumption (not the kind of buying a house, buying a car) did not repay in time, bad records will affect the mortgage in two years, the mortgage bank will increase in five yearsLending ratesAfter five years, the scrolling record will be pushed off.
Rong 360 enthusiastic friendsAnswered on 2017-08-09