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What is the interest on the loan of 53,000 years?

Questioner: @a.*** City: National Label: Loan Question Time: 2017-12-09 11:30
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  •             Enthusiastic friends
    2017-12-10 17:29
            1,Equal installments of principal and interestLaw, three years: monthly monthly supply of 1521.10 yuan, the first month of the principal of 1271.10 yuan, interest of 250 yuan, the last phase of the principal of 1513.53 yuan, interest of 7.57 yuan, three years of total principal of 50,000 yuan, interest 4475.49. yuan . Five years: monthly income of 966.64 yuan, the first month of the principal of 716.64 yuan, interest of 250 yuan, the last phase of the principal of 961.83 yuan, interest of 4.81 yuan, three years of total principal of 50,000 yuan, interest of 7998.43.
    2, the equivalent principal method, three years: the monthly principal is 1388.89 yuan, the first month interest 250 yuan, the last interest of 6.94 yuan, three years of total principal of 50,000 yuan, interest 4625 yuan. Five years: the monthly principal is 833.33 yuan, the first month interest is 250 yuan, the last interest is 4.17 yuan, three years total of 50,000 yuan, interest 7625 yuan.
    3,Equal principal repaymentThe cost is lower.
  •             Enthusiastic friends
    2017-12-10 16:13
            I will give you a formula, you will take youloanThe amount of money will be known as a substitute: the monthly payment for 10 years is 115.29 yuan (including the principal and interest)

    Monthly contribution: loan amount * 10,000 yuan monthly payment (such as loan 50,000 yuan, 10 years: 5 * 115.29 = 576.45)
    Principal: 50000/120 (120 months in 10 years) = 416.66~
    Monthly interest: 576.45-416.66=159.79
    Total interest: 159.79*120=19174.8
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