Fusion 360 > Question and answer> Bank question and answer> How does a bank apply for a loan, is it easy to make a loan? 

How does a bank apply for a loan, is it easy to make a loan?

Questioner: @a.*** City: National Label: Loans Question Time: 2018-01-13 11:16
Already settled in credit manager pleaselog inanswer
You can also enter1500Words
For questioners to accept your answers (required)
 At the same time apply for a credit manager to settle in

Common similar problems

A total of 2

  •             Enthusiastic net friend
    2018-01-14 15:32
    Bank loanIt is not difficult,Loan process: 1. Application for loans: 1. Basic information of borrowers and guarantors 2. Financial reports for the previous fiscal year approved by the financial department or accounting (audit) office, and the financial report for the previous period of the loan application; 3. Unreasonable Occupied loans are corrected; 4. Collateral,PledgeThe list of objects and the consent of the person with the right to dispose of the mortgage, the proof of the pledge and the guarantor intends to agree to the relevant proof of the guarantee; 5. The project proposal and feasibility report; 6. The bank considers it necessary to provide other relevant information;
    Second, the assessment of credit rating, credit unions to assess the credit rating of the borrower;
    Third, the loan investigation, the credit union to investigate the borrower's legality, safety, profitability and other conditions;
    4. For loan approval, the credit cooperatives will perform loan approval according to the loan management system for separation of loan approval and grade approval. V. Sign the contract, the credit agency and the borrower sign the loan contract;
    6. Loan issuance. The credit cooperatives will issue loans on time according to the provisions of the loan contract;
    7. After the post-loan inspection, the credit cooperatives will conduct follow-up investigations and inspections of the borrower's implementation of the loan contract and the borrower's operations.
    8. When the loan is returned, the loan expires and the borrower repays the principal and interest of the loan on time and in full.
  •             Enthusiastic net friend
    2018-01-14 11:36
    Bank loanBank loans are not difficult and are broadly divided into seven steps: First, the borrower submits a loan application to the bank and submits the information required for the loan;
    In the second step, the bank accepts the loan, and conducts review and approval to see if it meets the loan requirements;
    In the third step, after the approval was passed, the borrower signed a loan contract with the bank. The contract includes guarantee contracts, mortgage contracts, etc.
    In the fourth step, after signing the contract, go through the mortgage registration process;
    In the fifth step, the bank loans the borrower;
    In the sixth step, the borrower repays the loan in full and on time;
    In the seventh step, after the loan is settled, the formalities for revoking the mortgage are gone through. However, different banks and loans of different nature have different approval and loan durations, and bank regulations prevail!
  • Still not satisfied with the above answer? You can ask our experts for your questions

You may need these loans

House loan

Mortgage records for loans

500000

Maximum amount

0.89%

Minimum monthly interest rate

1 day

Fastest loan time

apply immediately

Redemption loan

Mortgage, help selling room

6.5 million

Maximum amount

2.20%

Minimum monthly interest rate

30 days

Fastest loan time

apply immediately

House loan

Home mortgage, good capital turnover

10 million

Maximum amount

1.20%

Minimum monthly interest rate

7 days

Fastest loan time

apply immediately

Decoration loan

Buy house renovation loan

500000

Maximum amount

0.37%

Minimum monthly interest rate

1 day

Fastest loan time

apply immediately

Related questions | related information|Related Encyclopedia

The
Top question recommend