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How can I apply for a loan at a bank, can I borrow 5?

Questioner: @a.*** City: National Label: Loan Question Time: 2018-01-10 15:58
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  •             Enthusiastic friends
    2018-01-11 16:49
            First, the individual qualifications are met.Bank loanIn case of request, it is possible to apply for an individualVenture loanof.
    Second, however, you need to be reminded that the threshold for applying for a personal entrepreneurial loan is relatively high. The following are the basic conditions for applying for a personal entrepreneurial loan: 1. Have full civil capacity, under the age of 50; 2. Hold the industrial and commercial business license, tax registration certificate and related industry business license issued by the industry and commerce administration authority; Engaged in proper production and operation activities, the project has development potential or market competitiveness, and has the ability to repay the principal and interest of the loan on time; 4. Good credit, law-abiding, no bad credit and debt records, and can provide bank-approved mortgages,PledgeOr guarantee; 5. There are fixed residences and business premises in the institution; 6. Other conditions stipulated by the bank.
    3. For the application for personal entrepreneurial loans, the materials to be submitted include: 1. Borrower and spouse identity documents (including the original identity card, household registration book or other valid residence permit) and proof of marital status; 2. Personal or family income and property status Such as proof of repayment ability; 3. Business license and business license of related industries, relevant agreements, contracts or other materials in the use of loans; 4. Guarantee materials: ownership certificates and lists of collateral or pledges, entitled The disposer agrees to the proof of the (quality) pledge, and the evaluation report issued by the appraisal department approved by the bank.
  •             Enthusiastic friends
    2018-01-12 00:08
            You can go to the Postal Savings Bank, the credit union, the local village bank, or you can go to the loan consultation, because you only need 150,000 yuan to apply for a small credit orSecured loanThis can be done without a mortgage. The procedure is relatively simple. Generally, it can be loaned within a week, but the interest rate is relatively high, and the annual interest rate is more than one point. If you can't get a credit or secured loan, you can applyMortgageThe house needs to be evaluated. The procedure is a little troublesome. The time is more than ten days, but the interest rate is lower, and the annual interest rate is less than one point. I suggest you go to the above banks (not to the four major commercial banks because they think the loan is small, Efficiency will be very low)
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