First, the individual qualifications are met.Bank loan
In case of request, it is possible to apply for an individualVenture loan
Second, however, you need to be reminded that the threshold for applying for a personal entrepreneurial loan is relatively high. The following are the basic conditions for applying for a personal entrepreneurial loan: 1. Have full civil capacity, under the age of 50; 2. Hold the industrial and commercial business license, tax registration certificate and related industry business license issued by the industry and commerce administration authority; Engaged in proper production and operation activities, the project has development potential or market competitiveness, and has the ability to repay the principal and interest of the loan on time; 4. Good credit, law-abiding, no bad credit and debt records, and can provide bank-approved mortgages,Pledge
Or guarantee; 5. There are fixed residences and business premises in the institution; 6. Other conditions stipulated by the bank.
3. For the application for personal entrepreneurial loans, the materials to be submitted include: 1. Borrower and spouse identity documents (including the original identity card, household registration book or other valid residence permit) and proof of marital status; 2. Personal or family income and property status Such as proof of repayment ability; 3. Business license and business license of related industries, relevant agreements, contracts or other materials in the use of loans; 4. Guarantee materials: ownership certificates and lists of collateral or pledges, entitled The disposer agrees to the proof of the (quality) pledge, and the evaluation report issued by the appraisal department approved by the bank.