First, the conditions for personal qualifications are first metBank loan
In the case of a request, it is possible to apply for an individualBusiness loan
Second, however, you need to remind you that the threshold for applying for personal entrepreneurial loans is relatively high. The following are the basic conditions for applying for a personal business start-up loan: 1. Have full capacity for civil conduct, and be under the age of 50; 2. hold an industrial and commercial business license, tax registration certificate and relevant industry business license issued by the administrative authority for industry and commerce; 3 Engaged in legitimate production and business activities, the project has the development potential or market competitiveness, and has the ability to repay loan principal and interest on time; 4. Good credit, law-abiding, no bad credit and debt record, and can provide bank approved mortgage,Pledge
Or guarantee; 5. There is a fixed residence and business premises in the institution; 6. Other conditions stipulated by the bank.
Third, the application for personal entrepreneurial loans, the need to submit information include: 1. Borrower and spouse identity documents (including resident identity card, residence booklet or other valid residence permit original) and proof of marital status; 2. Personal or family income and property status Certificates of repayment ability, etc. 3. Business licenses for business licenses and related industries, relevant agreements, contracts, or other information in the use of loans; 4. Guarantee materials: ownership certificates and lists of collateral or pledged goods, and Disposal person agrees with the proof of the (quality) pledge, and the appraisal report of the pledge (quality) issued by the appraisal department approved by the bank.