can. Loan conditions: 1. Natural person with full civil capacity, aged 18 (inclusive) 65 years of age (inclusive); 2. Have a valid and valid proof of identity (resident identity card, account or other valid proof of identity) and Marriage status proof; 3. have a good record of information and repayment; 4 with a stable source of income and timely and full repayment of the principal and interest of the ability; 5 with the purchase of housing sales of goods (pre-sale) or letter of intent ; 6. With the purchase of the first phase of the purchase of housing capacity; to purchase new housing for the highest amount of mortgage, must have a valid and effective purchase contract, housing age within 10 years, and with or paid less than Housing all the price of 30% of the first payment; has purchased and handled the housingMortgage
Of the original housing mortgage repayment has been repaid for more than one year, the loan balance is less than 60% of the mortgage housing value, and for the mortgage housing has been obtained housing ownership certificate, housing age within 10 years; 7. Effective guarantee; 8. other conditions prescribed by the bank.