can. Loan conditions: 1. Natural person with full civil capacity, aged between 18 and 65 years old; 2. Legally valid identification (resident ID card, household registration or other valid identification) and Proof of marital status; 3. Have good information record and willingness to repay; 4. Have a stable source of income and the ability to repay the principal and interest of the loan on time and in full; 5. A contract for the sale of goods (pre-) or a letter of intent with the purchased house 6. Have the ability to pay for the first-time purchase of the purchased house; if the newly purchased house is used as the maximum amount of mortgage, it must have a legal and valid purchase contract, the house age is within 10 years, and the purchase or payment has not been purchased. 30% down payment for the entire housing price; purchased and processed housingMortgage
The original housing mortgage loan has been repaid for more than one year, the loan balance is less than 60% of the value of the mortgaged housing, and the housing used as collateral has obtained the housing ownership certificate, and the housing age is within 10 years; 7. The loan owner approves Effective guarantee; 8. Other conditions stipulated by the bank.