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Will the bank go bankrupt?

Asked by: @a. *** City: Nationwide Tags: Bank Bankruptcy Question Time: 2017-09-19 10:14
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  •             Enthusiastic users
    2017-09-20 15:15
            November 30, "Deposit Insurance Ordinance (Draft)" officially released, and in the next 30 days to the community for comments. According to the fifth draft of the draft, the implementation of deposit insurance limit, the maximum payment limit of 500,000 yuan. The so-called deposit insurance system refers to the establishment of an insurance institution by various qualified deposit-taking financial institutions. Each deposit institution as an insured person pays insurance premiums according to a certain deposit ratio and establishes a deposit insurance reserve fund. When a member institution takes place When a business crisis or bankruptcy goes bankrupt, a system in which the deposit insurance institution provides financial assistance or directly or partially to the depositors to protect the interests of depositors, safeguard bank credit and stabilize the financial order. In other words, once a bank is bankrupt due to a business crisis, the depositors' deposits can still be repaid and the insurance company repays them. The company is located in:
  •             Enthusiastic users
    2017-09-20 17:50
            Statistics show that as of the end of 2011, 111 deposit insurance systems have been established in the world and the deposit insurance system in our country will also be formally introduced within the year. According to the "Deposit Insurance Ordinance (Draft for Comment)" promulgated by the Central Bank on November 30, deposit insurance will be implemented with a ceiling of up to RMB500,000. In other words, the same depositors in the same bank all the deposit accounts of the principal and interest together in less than 500,000 yuan, can be fully paid; more than 500,000 yuan part of the settlement from the bank liquidated property compensation . At the same time, deposit insurance covers RMB deposits and foreign currency deposits of commercial banks, rural cooperative banks, rural credit cooperatives and other deposit-taking banking financial institutions established in the PRC.
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