At present most of the banks to the publicAdvance repayment
To charge 5% of the amount not paid as a fee, such as Standard Chartered Bank. And take itEqual principal and interest repayment
And the repayment time has been more than half of the public is not necessary to repay in advance, because of thisRepayment
Of interest payments mainly concentrated in the early repayment, if the repayment time has been more than half, then you nowPrepayment
Part of the more is the principal, can not save interest.