Rong 360 > Question and answer> Bank question and answer> How do I need to borrow a house to buy a house? Is there a loan contract? 

How do I need to borrow a house to buy a house? Is there a loan contract?

Questioner: @a.*** City: National Label: Loan Question Time: 2018-01-13 11:16
Have settled in the credit manager pleaselog inanswer
You can also type1500Word
For the questioner to accept your answer (required)
 At the same time apply for credit manager to settle in

Common similar problems

2 in total

  •             Enthusiastic friends
    2018-01-14 17:17
            House loans have contracts, banks lend, and signing contracts is a prerequisite. First, the operation flow chart provides consultation -> accept application -> pre-lending investigation -> loan approval -> loan issuance -> loan recovery -> loan management II, brief description of each link in the process to provide consultation, acceptance of applications, pre-lending investigation ( 1) Provide consulting consultants to provide consulting services to clients. The consultation contents include: types of personal housing loans that have been opened, objects, conditions, quotas, terms, and interest rates.RepaymentWaiting for the situation. (2) Accepting the application The borrower isConstruction bankAfter consultation, fill in the "China Construction Bank Zhejiang Branch" as requiredPersonal housing loanThe application form a loan application and provide the following information: ID card, certificate of the mortgagor's husband and wife relationship (single person needs to provide valid proof, the borrowerProof of income, the purchase contract, the first payment voucher, the guarantor agrees with the written proof of the guarantee and other relevant information requested by the Construction Bank. (3) After accepting the loan application, the pre-lending investigation manager shall investigate the completeness, authenticity, validity and legality of the “application” submitted by the loan applicant and the information required to be provided. Through the pre-lending investigation, it is considered that the loan conditions are met and ready for approval.
  •             Enthusiastic friends
    2018-01-14 17:18
            houseloanThere is a contract, the purchase of a new house purchase contract generally includes commercial housing pre-sale contract (period) and commercial housing sales contract (current house). The format is in quadruplicate, which is for each developer, buyer, loan bank, and housing management bureau. The purchase contract for the purchase of second-hand housing is signed by the buyer and the seller. The transfer of the nuclear tax must be completed separately. Uniform format contract for easy management. The purchase contract is based on the "Contract Law of the People's Republic of China", the "Urban Real Estate Management Law of the People's Republic of China" and other relevant laws and regulations, the buyer and the real estate development enterprise, trading on the basis of equality, voluntariness and consensus. Agreement reached by commercial housing.
  • Still not satisfied with the above answer? You can ask our experts for your question.

You may need these loans

Room loan

Loan with mortgage record

500000

Maximum amount

0.89%

Minimum monthly interest rate

1 day

Fastest loan time

apply immediately

Redemption

Debt mortgage

6.5 million

Maximum amount

2.20%

Minimum monthly interest rate

30 days

Fastest loan time

apply immediately

Home loan

Home mortgage, good capital turnover

10 million

Maximum amount

1.20%

Minimum monthly interest rate

7 days

Fastest loan time

apply immediately

Decoration loan

Buying a house renovation loan

500000

Maximum amount

0.37%

Minimum monthly interest rate

1 day

Fastest loan time

apply immediately

Related questions | related information|Related encyclopedia

Hot question recommendation