In theory, financial institutions such as banks will not fail. At present, some banks are supported by national governments or local governments, that is, many banks are state-owned, such as China’s four major banks.Bank of China
, ICBC, construction, agriculture, investment, etc.), but now there are many small banks that are uncertain, because small banks are operated by individuals and therefore risky. There are requirements for the operation of the bank. For example, ICBC’s total deposit is 10 million yuan. He has to deposit 50% of the money into the People’s Bank of China, that is, 5 million as a withdrawal fund. This is to prevent the bank’s reserve from being insufficient. The specific account set up to take care of me no matter when the withdrawal is made, the bank will not be short-selling.