Rong 360 > Question and answer> Bank question and answer> Can state-owned banks go bankrupt? 

Can state-owned banks go bankrupt?

Questioner: @a.*** City: National Label: Bankruptcy Question Time: 2017-08-28 12:53
Have settled in the credit manager pleaselog inanswer
You can also type1500Word
For the questioner to accept your answer (required)
 At the same time apply for credit manager to settle in

Common similar problems

2 in total

  •             Enthusiastic friends
    2017-08-29 20:20
            China's state-owned banks are the lifeblood of China's economy. The state will not let it go bankrupt. Even if state-owned banks have problems, the state will also inject capital to help them weather the storm. In China, commercial banks, securities companies, insurance companies and other financial institutions also apply to the bankruptcy law. As long as they meet the bankruptcy conditions, they can apply for bankruptcy. The difference is that the financial supervision and administration institution of the State Council submits an application to the people's court for reorganization or bankruptcy liquidation of the financial institution. Article 2 of the Enterprise Bankruptcy Law of the People's Republic of China Article 2 If an enterprise legal person fails to pay off the debts due and the assets are insufficient to pay off all the debts or the apparent lack of liquidity, the debts shall be cleared in accordance with the provisions of this Law. Article 134 Where a commercial institution, a securities company, an insurance company or other financial institution has the circumstances as stipulated in Article 2 of this Law, the financial regulatory authority of the State Council may submit an application to the people's court for reorganization or bankruptcy liquidation of the financial institution. . Where the financial supervisory and administrative organ of the State Council adopts measures such as takeover and custody of a financial institution that has significant operational risks, it may apply to the people's court for suspension of the civil proceedings or enforcement procedures of the financial institution as the defendant or the executor. Where a financial institution commits bankruptcy, the State Council may formulate implementation measures in accordance with the provisions of this Law and other relevant laws.
  •             Enthusiastic friends
    2017-08-29 20:23
            In theory, financial institutions such as banks will not fail. At present, some banks are supported by national governments or local governments, that is, many banks are state-owned, such as China’s four major banks.Bank of China, ICBC, construction, agriculture, investment, etc.), but now there are many small banks that are uncertain, because small banks are operated by individuals and therefore risky. There are requirements for the operation of the bank. For example, ICBC’s total deposit is 10 million yuan. He has to deposit 50% of the money into the People’s Bank of China, that is, 5 million as a withdrawal fund. This is to prevent the bank’s reserve from being insufficient. The specific account set up to take care of me no matter when the withdrawal is made, the bank will not be short-selling.
  • Still not satisfied with the above answer? You can ask our experts for your question.

You may need these loans

Room loan

Loan with mortgage record

500000

Maximum amount

0.89%

Minimum monthly interest rate

1 day

Fastest loan time

apply immediately

Redemption

Debt mortgage

6.5 million

Maximum amount

2.20%

Minimum monthly interest rate

30 days

Fastest loan time

apply immediately

Home loan

Home mortgage, good capital turnover

10 million

Maximum amount

1.20%

Minimum monthly interest rate

7 days

Fastest loan time

apply immediately

Decoration loan

Buying a house renovation loan

500000

Maximum amount

0.37%

Minimum monthly interest rate

1 day

Fastest loan time

apply immediately

related question | related information|Related encyclopedia

Hot question recommendation