Fusion 360 > Question and answer> Bank question and answer> How long does it take for a loan to be approved? 

How long does it take for a loan to be approved?

Questioner: @a.*** City: National Label: Loans Question Time: 2018-01-13 11:16
Already settled in credit manager pleaselog inanswer
You can also enter1500Words
For questioners to accept your answers (required)
 At the same time apply for a credit manager to settle in

Common similar problems

A total of 2

  •             Enthusiastic net friend
    2018-01-14 13:51
            Loans are generally granted in half a month or so.
    oneBank loanThe process of approval 1 The basic conditions of the borrower and guarantor; 2 The financial report of the previous year approved by the financial department or the accounting (audit) firm, and the financial report of the previous period of the loan application; 3 The correctness of the loan that was originally unreasonably occupied; 4 Collateral,PledgeThe list of objects and the consent of the person with the right to dispose of the mortgage, the proof of the pledge and the guarantor intends to agree to guarantee the relevant proof; 5 project proposal and feasibility report; 6 credit cooperatives think that need to provide other relevant information.
    Second, the credit rating evaluation 1 credit unions to assess the credit rating of the borrower.
    Third, the loan investigation 1 credit union to investigate the borrower's legality, security, profitability and other conditions.
    IV. Loan Approval 1 The credit cooperatives shall perform loan approval according to the loan management system for separation of loans and graded approval.
    V. Signing the contract 1 The credit cooperatives sign a loan contract with the borrower.
    VI. Loan issuance 1 The credit cooperatives shall issue loans on time according to the provisions of the loan contract.
    VII. Post-loan inspection 1 The credit cooperative conducts follow-up investigation and inspection of the borrower's implementation of the loan contract and the borrower's business operations.
    VIII. Loan repayment 1 When the loan expires, the borrower repays the loan principal and interest on time and in full.
  •             Enthusiastic net friend
    2018-01-14 14:39
            generalBank loanThe approval is about 15 days. If there is a policy change, the time may be extended to 1 month. Or the bank’s funding is tight. At this time, loans may need to be queued up and the time will be further extended. If you do not get approval for more than 3 months, your material or qualification may not meet the loan conditions. In case you cannot handle it, the bank will also inform you of your own. After the approval, the bank will not immediately release the loan, but also needs to sign a contract with you. After the contract is signed, CCB will issue the loan according to the contract when the conditions are met.
  • Still not satisfied with the above answer? You can ask our experts for your questions

You may need these loans

Housing Loan

Mortgage records for loans

500000

Maximum amount

0.89%

Minimum monthly interest rate

1 day

Fastest loan time

apply immediately

Redemption loan

Mortgage, help selling room

6.5 million

Maximum amount

2.20%

Minimum monthly interest rate

30 days

Fastest loan time

apply immediately

House loan

Home mortgage, good capital turnover

10 million

Maximum amount

1.20%

Minimum monthly interest rate

7 days

Fastest loan time

apply immediately

Decoration loan

Buy house renovation loan

500000

Maximum amount

0.37%

Minimum monthly interest rate

1 day

Fastest loan time

apply immediately

Related questions | related information|Related Encyclopedia

The
Top question recommend