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After the loan, how long will it be approved?

Asked by: @a. *** City: Nationwide Tags: Loans Question Time: 2018-01-13 11:16
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  •             Enthusiastic users
    2018-01-14 13:51
            Loans are generally approved for about half a month.
    oneBank loanApproval process 1 Basic information of the borrower and the guarantor 2 Financial report of the previous year approved by the financial department or accounting (auditing) firm and the financial report of the previous period of the loan application 3 Correction of the original unreasonably occupied loan; 4 collateral,PledgeProof of the pledge and the relevant proofs that the guarantor intends to agree to guarantee; 5 project proposals and feasibility report; 6 other relevant information that the credit cooperatives deems necessary to be provided.
    Second, credit rating assessment 1 credit rating of the borrower's credit rating.
    Third, the loan survey 1 credit cooperatives on the borrower's legitimacy, security, profitability and other circumstances to investigate.
    Fourth, the loan approval 1 Credit unions separation and grading approval of the loan management system for loan approval.
    Fifth, the signing of the contract 1 credit cooperatives and borrowers signed a loan contract.
    VI. Loan Issuance 1 The credit cooperatives issue loans on schedule according to the loan contract.
    Seven, post-mortem inspection 1 credit cooperatives on the borrower's loan contract implementation and the borrower's business tracking investigation and inspection.
    Eight, loan repayment 1 loan expires, the borrower repay the loan principal and interest in full and on time.
  •             Enthusiastic users
    2018-01-14 14:39
            generalBank loanApproval is about 15 days, if faced with policy changes, the time may be extended to 1 month. Or bank funding is tight, this time the loan may need to line up, the time will be further extended. If more than 3 months have not been approved, may be your material or qualification does not meet the loan conditions, in case can not handle, the bank will inform you. After approval, the bank will not immediately lend, but also need to sign a contract with you; after the signing of the contract, CCB in accordance with the provisions of the contract when the loan is available.
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