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After the loan, how long will it take to approve it?

Questioner: @a.*** City: National Label: Loan Question Time: 2018-01-13 11:16
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  •             Enthusiastic friends
    2018-01-14 13:51
            Loans are usually approved in half a month or so.
    oneBank loanProcess of approval 1 Basic information of the borrower and the guarantor; 2 Financial report of the previous year approved by the financial department or accounting (audit) office, and financial report of the previous period of the loan application; 3 Correction of the loan that was originally unreasonably occupied; 4 collateral,PledgeThe list of substances and the consent of the decentralized person to pledge, the proof of pledge and the relevant evidence that the guarantor intends to agree to the guarantee; 5 project proposal and feasibility report; 6 other relevant information that the credit cooperative thinks need to provide.
    Second, the credit rating assessment 1 credit union to assess the credit rating of the borrower.
    III. Loan Survey 1 The credit union investigates the legality, safety and profitability of the borrower.
    IV. Loan Approval 1 The credit cooperative shall conduct loan approval according to the loan management system of separation of loans and approvals.
    V. Signing the contract 1 The credit union signs the loan contract with the borrower.
    6. Loan Disbursement 1 The credit cooperative will issue loans on schedule according to the loan contract.
    VII. Post-loan inspection 1 The credit cooperative shall conduct a follow-up investigation and inspection of the borrower's execution of the loan contract and the operation of the borrower.
    8. Loan return 1 The loan expires and the borrower repays the principal and interest of the loan in full and on time.
  •             Enthusiastic friends
    2018-01-14 14:39
            generalBank loanThe approval is about 15 days, and if there is a policy change, the time may be extended to 1 month. Or the bank is tight, and the loan may need to be queued at this time, and the time will be further extended. If it has not been approved for more than 3 months, it may be that your materials or qualifications do not meet the loan conditions. If you cannot handle it, the bank will notify you. After the approval, the bank will not release the money immediately, and it will also need to sign a contract with you; after the contract is signed, CCB will issue the loan according to the contract when the conditions are met.
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