Mortgage loans can be refinancing, and the way loansCredit Loans
,Car mortgage loan
, Do not car loan three. Specific introduction is as follows:
First, mortgage vehicles again apply for bank credit loans
Application information: mortgage contract, ID card, driving license, driver's license, vehicle insurance policy. If real estate, please provide a real estate license, you can raise the limit.
Handling conditions: The original car loan amount is greater than or equal to 100,000; repayment period of 12 months or more or less than 6 months to settle; borrower (ie, the owner) credit requirements for the last 24 months without "4", the most recent 12 No "3" for the month, "2" for the last 6 months and no current period.
Process: to provide a copy of the front and back identification card credit report, OKLoan line
- Bring information to the bank formally submit an application - answer the bank audit call, wait for the audit results (basically the same day can be completed) - the funds into the borrower's bank account.
Second, mortgage car loan
Application information: motor vehicle registration certificate, driving license, the purchase of additional tax (this), car invoices, insurance policies, travel tax, import tax-related tax certificate, ID card.
Handling conditions: Personal and corporate name cars, staging vehicles, field vehicles and other laws and regulations in line with a variety of motor vehicles.
Process: Automotive Assessment - Contract - Loan.
Third, the car does not mortgage loans
Application information: ID card (temporary residence permits to provide foreign accounts); motor vehicle registration certificate; motor vehicle driving license; vehicle insurance policy (pay insurance / commercial insurance); proof of work; residence permit (recent months, coal and electricity bills any one). Other supplementary materials: real estate license,Bank water
Handling conditions: the applicant's personal name vehicles, and purchase no more than 5 years (the first registration date on the card), driving mileage does not exceed 80,000 km.
Processes: Redemption of the car, pay off loans owed to the bank - Release of mortgage registration, registration card transferred to individual name - Re-mortgage registration, registration card mortgage in the name of the loan company - Change insurance, install GPS.