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Does China Merchants Bank have a credit loan?

Questioner: @a.*** City: National Label: China Merchants Bank Question Time: 2017-11-26 18:45
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  •             Enthusiastic friends
    2017-11-28 01:11
    China Merchants BankSome branches have launched "personal consumptionCredit Loans", can only be used for personal consumption purposes (including for car purchase, decoration, education, bulk shopping, tourism, etc., can not be used to buy a house), the application of proof of use is required. Because there is no collateral, the audit is relatively Strict, you need to submit relevant materials to the local CMB personal loan department for application, which can only be determined after comprehensive approval by the outlets.
    For the required conditions, application materials and development, please call the China Merchants Hotline at 8:30-18:00 on weekdays and select "2 Labor Services - "1" Personal Banking - "4"personal loanThe business enters the manual service, providing loan use and detailed understanding of the city.
  •             Enthusiastic friends
    2017-11-28 01:36
            ,China Merchants BankI consumeCredit Loans,

    The maximum loan/credit amount is 1 million yuan. At the same time, it should not exceed 24 times the clearly identifiable monthly income of the borrowing applicant, or 30% of the household net assets after the customer is converted. If the customer has already applied for a credit-based personal consumption loan at the Bank, the existing credit line shall be deducted from the above-mentioned limit.

    Lending ratesIn principle, it shall not be less than 1.1 times the benchmark interest rate for the same period as prescribed by the People's Bank of China.

    The loan interest rate needs to be combined with the business type, credit status, guarantee method and other factors that you apply for comprehensive pricing, which can only be determined after approval by the outlets.
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