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There is a set of loans. Can you now borrow to buy a second suite?
There is a set of loans. Can you now borrow to buy a second suite?
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Can apply againLoan to buy a house, will implement the second suite policy. Second house loan charges 1. The first payment is in accordance with the bank's regulations. If the borrower applies for a second house loan, it must pay a down payment of not less than 60% of the purchase price of the house.Second mortgage down paymentThe proportion is not less than 70%. 2. Interest on the second mortgage loan is based on the borrower’sLoan amount, loan term,Lending ratesAnd the repayment method was calculated. Among them, the loan interest rate directly affects the amount of interest payments on mortgages. 3. Mortgage Registration Fees Customers who apply for a second home loan must agree to mortgage the house they purchase under the name. When handling mortgage registration, the borrower must pay a certain amount of mortgage registration fee. 4. When the notary fees apply for the second house loan, the notary fee must also be paid. When applying for a bank housing loan, the bank will entrust the notary office to perform qualification certification on the borrower, and the borrower will pay the notary fee.
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There is a suite under the name to continueBuying a home loan, Mortgage to buy a house for processing conditions: (1) the borrower requirements 1. The age of 18-60-year-old natural persons (Hong Kong, Macao and Taiwan can also be foreign); 2. Has a stable career, stable income, regular payment of loan principal and interest ability; 3. The actual age of the borrower plus the loan application period should not exceed 70 years. (2) Information to be provided: 1. 3 copies of the applicant’s and spouse’s ID card, original account and photocopy (if the applicant and spouse do not belong to the same account, additional marriage certificate is required); 2. Original purchase agreement ; 3, the original copy and copy of 20% or more advance payment receipt;Proof of incomeMaterials and related asset certificates, etc., including payroll,Personal Income TaxTax receipts, proof of income issued by the unit, bank deposit receipts, etc.; 5. Developer's collection account number 1.
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