China Merchants Bank
Mainly small amountPledge
Loans and small amountsCredit Loans
Application: The borrower holds a valid identity document and relevant information required by China Merchants Bank, fills in the application form for credit, and submits a credit application to the handling office;
Approval: China Merchants Bank conducts an investigation into the credit status of the borrower, approves it according to procedures, and informs the borrower of the result of the examination and approval;
Signing: After the application is approved, the borrower and China Merchants Bank will sign a credit credit agreement, and China Merchants Bank will grant the credit line to the borrower;
Payment: After the borrower has obtained the credit line, the loan application can be submitted to the handling bank at any time, and the loan is issued to the borrower's personal account.
feature of product:
No guarantee: the creditor does not need mortgage, pledge, guarantee and other guarantee conditions, and can borrow from the bank only by its own credit; Recycling: The loan issued under the credit line can be re-used; the withdrawal is convenient: the credit is granted. After the quota, you can apply to the China Merchants Bank at any time, and the loan will arrive quickly.