Can goBank loan
100,000, 1. Application for loan: 1. Basic information of the borrower and guarantor 2. Finance report for the previous fiscal year approved by the financial department or accounting (audit) office and financial report for the previous period of the loan application; 3. Original The correction of unreasonably occupied loans; 4. Collateral,Pledge
The list of objects and the consent of the person with the right to dispose of the mortgage, the proof of the pledge and the guarantor intends to agree to the relevant proof of the guarantee; 5. The project proposal and feasibility report; 6. The bank considers it necessary to provide other relevant information;
Second, credit rating assessment, credit unions assess the borrower's credit rating;
Third, the loan investigation, the credit union to investigate the borrower's legality, safety, profitability and other conditions;
4. For loan approval, the credit cooperatives will perform loan approval according to the loan management system for separation of loan approval and grade approval. V. Sign the contract, the credit agency and the borrower sign the loan contract;
6. Loan issuance. The credit cooperatives will issue loans on schedule according to the loan contract.
7. After the loan inspection, the credit cooperatives conduct follow-up investigations and inspections of the borrower's implementation of the loan contract and the borrower's operating conditions;
8. When the loan is returned, the loan expires and the borrower repays the principal and interest of the loan on time and in full.