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Buy a home loan to proof of income?

Asked by: @a. *** City: Nationwide Tags: buy a home loan Question Time: 2017-08-26 23:10
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  •             Enthusiastic users
    2017-08-28 05:57
     Proof of incomeIs a proof of economic income that Chinese citizens need in their daily production and living activities. Generally speaking, they are required to apply for a visa,Bank loan,credit cardWill be required by the parties to prove the economic income. For individual business owners, individual owners, or corporate entities, there is no proof of income can be issued business license and tax-paid bills are also acceptable. Each city's loan management system is not the same, you can find someone as a guarantor, or play a bank liquidity breakdown of nearly six months, in fact, banks do in order to check whether there is no ability to repay, the general proof of income must be in the month For more than 2 times, but some city loans must be proof of income.
  •             Enthusiastic users
    2017-08-28 05:21
    Loans to buy a houseopenProof of income, Do not need social security. Bank loan conditions to buy a house: a legal residence status; apply for policyPersonal housing loans, There should be a local permanent residence; a stable occupation and income; the ability to repay the principal and interest of the loan on schedule; the mortgage or pledge of the assets approved by the lender; or (b) a guarantor who meets the prescribed conditions for its guarantee. There is a contract or agreement to purchase a house. When applying for a loan, if there is a deposit of not less than 30% of the funds needed for purchasing a house, if applying for a policy-oriented individual housing loan, it should be deposited with the Construction Bank as requiredhousing fund; Other conditions prescribed by the lender.
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