Rong 360 > Question and answer> Loan question and answer> The first home loan is not paid off, can the second home loan still be processed? 

The first home loan is not paid off, can the second home loan still be processed?

Questioner: @a.*** City: National Label: Loan Question Time: 2018-07-10 15:34
Have settled in the credit manager pleaselog inanswer
You can also type1500Word
For the questioner to accept your answer (required)
 At the same time apply for credit manager to settle in

Common similar problems

1 in total

  •             Enthusiastic friends
    2018-07-11 17:34
            Different regional policies, it is best to ask local banking institutions. If it can be, the policy is relatively strict.
    Loans are ok, but the first set of homes is a down payment of 30%, which can be used for 70%; the second set must be a down payment of 40% or more. Currently, the tax rate is regulated: the original home rate can be lowered by 30%. Now, it has been raised by 10%, which is 20% off.
    In theory, it is possible to continue the second set of loans, and you need to pay attention to the following aspects:
    First, press two setsMortgagePayment policy, 60% down payment,Lending ratesUp 10%-20%.
    Second, bank funds are tightened everywhere, bank regulations are different, and some banks may not allow you to lend.
    Third, there is also a premise that the repayment of the first house is timely and without default, that is, if your credit history is intact, the second set of loans can be made.
  • Still not satisfied with the above answer? You can ask our experts for your question.

You may need these loans

Room loan

Loan with mortgage record

500000

Maximum amount

0.89%

Minimum monthly interest rate

1 day

Fastest loan time

apply immediately

Redemption

Debt mortgage

6.5 million

Maximum amount

2.20%

Minimum monthly interest rate

30 days

Fastest loan time

apply immediately

Home loan

Home mortgage, good capital turnover

10 million

Maximum amount

1.20%

Minimum monthly interest rate

7 days

Fastest loan time

apply immediately

Decoration loan

Buying a house renovation loan

500000

Maximum amount

0.37%

Minimum monthly interest rate

1 day

Fastest loan time

apply immediately

Related questions | related information|Related encyclopedia

Hot question recommendation