Hello, Borrowers with bad records can find third-party guarantee agencies or individuals to assist themloan
. If your own bad records are caused by carelessness, for example, because you are overdue for 1-2 times overdue, you can find a bank to open a non-malicious overdue certificate and use this proof to go to the lending bank again to apply for a loan. However, if the borrower is included in the blacklist of the credit system,Bad credit history
It will take only five years before it is cleared, and only then will it be possible to apply for a loan from the bank.