Hello, borrowers with bad records can find a third-party guarantee institution or individual to help them handle it.loan
. If your own bad record is accidentally caused, for example, because you are overdue for 1-2 times due to negligence, you can ask the bank to open a non-malicious overdue certificate, and use this proof to apply to the loan bank again. However, if the borrower is included in the blacklist of the credit system,Bad credit history
It will take 5 years to be cleared before you have the opportunity to apply for a loan at the bank.