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Can you loan without mortgage?

Asked by: @a. *** City: Nationwide Tags: unsecured loans Question Time: 2017-09-04 00:45
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  • Manager Xu Credit manager Service Area: Linyi Service agencies: Cheng Xin financing
    2017-09-05 18:47
            Most of the markets are now unsecured and unsecuredCredit Loans   You can find out
  • Manager Zhao Credit manager Service Area: Shijiazhuang Service agencies: Teng letter
    2017-09-05 16:01
            can doCredit Loans
  •             Enthusiastic users
    2017-09-05 00:59
            Yes, combined with their own needs according to the following advantages and disadvantages of several banks to choose. Major banksUnsecured loanComparison: Bank of Ningbo: First, the advantages: 1. Low interest rates. If the bank is a low-interest loan, then the Bank of Ningbo is low, low, low and low interest rates to home mortgage pricing par, only 7.32%. 2. A credit, three years can be recycled. Bank of Ningbo white-collar Tong may borrow with the return of the dynamic adjustment of the amount, the loan period of one year, within three years according to their needs at any time dynamic quota adjustment. Second, the disadvantages: 1. High threshold. In economics, low-income is often accompanied by low-risk, then the resulting high threshold has become a predictable short-board. Specific application conditions, income not only to cross the threshold of 5,000 yuan, and overhead "stable professional" title, such as civil servants, institutions in the editor, lawyers and other groups, is its food. To meet these requirements, more importantly, you need to have a real estate where you apply. Loan slowly. In order to scrutinize all the potential risks carefully, the Bank of Ningbo can not help but open the idea of ​​"slowing down and getting smaller jobs" and make loans in the shortest of 9 working days.Ping An Bank: First, the advantages: 1. Rich products, without losing the individual characteristics. Although all of Ping An Bank's loan products are collectively referred to as the "New One Loan," many of its products are subdivided to meet the diverse needs of different groups of people. Each of these product features is aimed at exciting people's excitement. No gorgeous literary color, all subdivided products have a straightforward nickname, so that people will be able to look through the name of a pair of numbers for their own products. Do not believe? You may wish to read the name, to guess, then the answer. Policy loans, as the name suggests, the audience for the policyholders; with the mortgage, no justification for the Housing slave; car loans, it is targeted at car mortgage car slave; provident fund loans,Fund deposit baseOf office workers; credit card, the audience is a specific business district within the business district. 2. Loans fast. In addition to the self-employed people's exclusive credit card, the fastest five working days to lend, the other four products have a vigorous and resolute to send, as soon as 2 days to the funds can be distributed in place. Second, the shortcomings: 1. The main innovation card Ping An Bank, since it does not take the unusual way, the risk is naturally boring other banks are not challenged, in line with the high risk of high risk should have high economic fundamentals of view, its interest rate Although pricing does not have significant advantages in the banking sector, it has filled a lot of people out of traditionBank loanWhitespace.
  •             Enthusiastic users
    2017-09-05 08:33
            Yes, consider bank credit. bankPersonal credit loan conditionsIs: 1, the borrower must be 18 years of age, with full civil capacity of natural persons; 2, in China with permanent residence or valid residence status; to provide personal identification, ID card, residence permit, Marriage certificate and other information; 3, the bank's credit loans need to have a good credit record; 4, with loan repayment ability to provide a stable job and source of income proof,Bank waterSingle, labor contracts, etc .; 5, to provide a complete proof of loan purposes of the purchase contract, car contracts, proof of admission, investment plans and other documents; 6, to provide a stable proof of address, housing lease contracts, utilities pay, property management And other related evidence; 7, to provide valid documents approved by the lender can provide the bank needs true and effective relevant information; 8,Bank loanOther conditions prescribed by the agency. Due to different bank loans expected annualized interest rates are different, the fee is also different. Therefore, different applicants have different qualifications. That kind of credit record good loans will be easier. And different credit products have different specific requirements, such as: Payroll loan requirements must be paid in the form of bank card transfers, there must be social security,Provident Fund; Mortgage vehicle credit loan requirements car loans must repay more than one year and for bank loans to buy; mortgage credit loans require real estate mortgage repayment must be more than six months.
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