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I want to apply for an unsecured microfinance loan at Shanghai Bank. Is it possible for Shanghai Bank unsecured microfinance to apply?

Questioner: @a.*** City: National Label: Shanghai Bank Unsecured Loan Question Time: 2018-03-06 15:35
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  •             Enthusiastic friends
    2018-03-07 19:23
    Shanghai BankUnsecuredMicrofinanceGood application, as long as you have a stable income, and there is no problem with the credit, you can apply for a bank.Unsecured loanbusiness.
    Shanghai Bank's unsecured microfinance needs:
    (1) A certificate of full-time capacity for civil servants, permanent residents of urban residents, or legally valid resident status at the age of 18 years.Bank loanThe lender is required to be between 18-60 years old;
    (2) Have stable legal income and have the ability to pay interest;
    (3) Other conditions required by the loan bank.
    The process of unsecured loan processing is generally divided into three steps:
    (1) The client submits basic information, including the work unit and contact number.
    (2) The lending bank or company checks the customer's credit information, including whether the customer's credit rating has illegal records. For self-employed individuals and small and medium-sized enterprises, it is also necessary to investigate the business operations of the company.
    (3) The lender unit staff signs the contract with the customer and realizes the lending in the shortest time.
  •             Enthusiastic friends
    2018-03-07 18:35
    Shanghai BankUnsecuredMicrofinanceGood application.
    1. The borrower submits the written loan application information;
    2. The bank reviews and investigates the submitted application materials;
    3. After the bank review and investigation is passed, the borrower and the lender sign a loan contract;
    4. Bank lending, the applicant uses the loan;
    5. The borrower repays the loan according to the contract;
    6. Settlement of loans.
    How to apply for small and medium-sized unsecured loans for Shanghai SMEs
    1. The establishment of the company for at least three years; there are places for fixed operations;
    2. The financial status of the company is good; the amount of invoiced enterprises in the past six months is 1.5 million.
    Please note that when applying for a loan, first go to the local branch of the People's Bank of China to apply for a loan card.
    Special reminder, if your business does not meet the loan requirements, you can use the factory or real estate as a collateral to obtain a loan, with detailed detailsPersonal income certificateAnd the recent financial statements, I believe that the number of loans will increase.
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