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How does Beijing Bank repay in advance?

Questioner: @a.*** City: National Label: Early repayment Question Time: 2017-08-12 10:00
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  •             Enthusiastic friends
    2017-08-13 16:55
            Must first file with the bankPrepaymentAfter the application is approved by the bank, the remaining amount will be repaid in one lump sum. Many banks and borrowers signloanAt the same time, it will be stipulated that no repayments should be made in advance within half a year or one year. In the meantime, the early repayment will charge a certain penalty, and the specified time will be passed.Repaying loans in advanceSome do not need to pay liquidated damages. Can look at yourMortgageThe provisions of the contract above. Go directly to the bank credit department where you apply for the loan. The specific process: fill in the application form - the bank agrees - repay the loan at the designated counter - the bank issues a repayment certificate - the construction committee covers the seal and you have obtained the real estate license. All down for about half a month, and the day of the application can be repaid on the same day (ICC is like this), it is necessary to decompress for a while. In addition, you can also partially loan first. The day will be finished.
  •             Enthusiastic friends
    2017-08-13 10:08
            1. According to the provisions of F.3, there is no default compensation 2 . If you have funds, the sooner the better. 3. Clause only applies toPrepaymentAfter shortening the age limit across the applicable interest rate range. For exampleloanAfter 10 years, after the early repayment, the total age is shortened to 5 years. The interest rate of 5 years or less and 5 years or more is different. However, in the case of a shortened period of time, it still bears interest at the original interest rate of more than 5 years. However, the terms of the 5.2, 5.3 contract include “Bank of Beijing audit approval and early repayment” and “with the consent of Bank of Beijing, the borrower will perform partial repayment in accordance with 5.2, and the parties may sign a written supplementary agreement to throw the outstanding loan. The principal adjusts the repayment plan...the parties agree to shorten the repayment period." All hats are "consent". It means that you don't agree with me.
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