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Personal loans in the bank, if the arrears will not be prosecuted, how much will be prosecuted?

Asked by: @a. *** City: Nationwide Tags: bank loans overdue Question Time: 2018-01-01 15:48
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  • Manager Wang Credit manager Service Area: Wuhan Service agencies: Thaksin Zhuohui
    2018-01-03 21:43
            Glad to have your question:
    Malicious fraud will be.
  • Manager Wang Credit manager Service Area: Wuhan Service agencies: Thaksin Zhuohui
    2018-01-04 21:37
            Glad to have your question:
    Fraud will be prosecuted
  •             Enthusiastic users
    2018-01-02 18:43
            The amount is not a cause of prosecution, because your arrears are yoursCredit limitTo limit. Prosecution is due to your arrears of time, each bank has a different duration, usually three months arrears will not be prosecuted, the bank will call you.

    Bank loanMainly divided into the following six:
        1, according to the different repayment period, can be divided into short-term loans, medium-term loans and long-term loans;
        2, according to the different repayment methods, can be divided into current loans, term loans and overdrafts;

        3, by loan purposes or objects can be divided into workersCommercial loans, Agricultural loans, consumer loans, securities brokers loans, etc .;

        4, according to different conditions for loan guarantees, can be divided intoDiscounted billsLoans, bills mortgages, commodity mortgages, credit loans and more. 5, according to the size of the loan amount can be divided into wholesale loans and retail loans;
         6, according to the agreement of different rates, can be divided into fixed-rate loans and floating-rate loans, and so on.
  •             Enthusiastic users
    2018-01-02 20:37
            If you oweloanIf not, the bank will ask you to give a loan, and may claim interest if it is overdue.
    If the bank repay, you still do not pay, then the bank will go through legal channels, that is, sue to the people's court, you are ordered to repay.
    If the judgment still does not pay, then the bank can apply for the enforcement of your property to repay the loan.
    In the event of being able to refuse enforcement, he is allegedly refused to enforce the sentence and convicts him of the crime
    According to the seriousness of the circumstances Article 313 of the Criminal Law [Refusing to Execute a Judgment or Condemning a Crime], refusing to enforce the judgment or ruling of the people's court, if the circumstances are serious, shall be sentenced to not more than three years of fixed-term imprisonment, Criminal detention or fine.
    If you have been in default of a loan, your credit history will also be recorded and there is little chance of a future loan.
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