The amount is not a cause of prosecution, because your arrears are yoursCredit limit
To limit. Prosecution is due to your arrears of time, each bank has a different duration, usually three months arrears will not be prosecuted, the bank will call you.
Mainly divided into the following six:
1, according to the different repayment period, can be divided into short-term loans, medium-term loans and long-term loans;
2, according to the different repayment methods, can be divided into current loans, term loans and overdrafts;
3, by loan purposes or objects can be divided into workersCommercial loans
, Agricultural loans, consumer loans, securities brokers loans, etc .;
4, according to different conditions for loan guarantees, can be divided intoDiscounted bills
Loans, bills mortgages, commodity mortgages, credit loans and more. 5, according to the size of the loan amount can be divided into wholesale loans and retail loans;
6, according to the agreement of different rates, can be divided into fixed-rate loans and floating-rate loans, and so on.