Rong 360 > Question and answer> Loan question and answer> Is there a car loan loan to buy a house? 

Is there a car loan loan to buy a house?

Questioner: @a.*** City: National Label: Mortgage Question Time: 2017-08-27 16:11
Have settled in the credit manager pleaselog inanswer
You can also type1500Word
For the questioner to accept your answer (required)
 At the same time apply for credit manager to settle in

Common similar problems

A total of 3

  •             Enthusiastic friends
    2017-08-28 17:51
            There is a fixed income, the unit can open the certificate, it is ok, it is best to find a housing agent, they can help you to take a look at the loan detailsLoan to buy a houseRequirements 1. Borrower and spouse ID card (3 copies) 2. Borrower and spouse account (home page and personal page) (3 copies) 3. Borrower and spouse's household registration certificate (original copy 1) 2 copies) 4. Borrower's marriage certificate (3 copies) 5. Borrower economyProof of income(Signature and official seal of the person in charge) (1 original copy, 2 copies) 6. The borrower's three-month salary or passbook copy (with the unit's financial chapter); individual industrial and commercial households or private owners need to provide business License, tax registration certificate, and recent three-month tax stamp. (1 original copy and 2 copies) 7. Proof of economic income of the borrower's spouse (signature of the person in charge, stamped with official seal) (1 original, 2 copies) 8. The borrower's spouse's three-month salary or passbook Copies (with the unit financial chapter); individual industrial and commercial households or private owners need to provide business licenses, tax registration certificates, and recent three-month tax stamps. (1 original copy, 2 copies) 9. Voucher for the payment of the house (3 copies) 10. Purchase contract (2 copies) 11. Recent photos of the borrower and spouse 2 borrowers and bank loan investigation Provide all original materials when interviewing
  •             Enthusiastic friends
    2017-08-28 20:58
            Generally it can be handled. There are mainly the following methods:
    1.Unsecured loanThat is, if the public has a loan, they can apply for funds again. Unsecured loan, also known as noSecured loan.
    No collateral is required, just proof of identity,Proof of income, the address proof and other materials (the specific proof of the material depends on what bank) to apply for loans to the bank, the bank is based on the individual's credit situation to issue loans, the interest rate is generally slightly higher than the mortgage loan, customers can be based on individual circumstances Choose the loan period, and then sign a contract with the bank, which is guaranteed. Unsecured loans can be divided into salary loans, home loan, academic loans and private owner loans.
    2. According to the regulations of the bank, the total amount of the original monthly supply and the current monthly payment cannot be more than 50% of the total income of the borrower. Otherwise, the bank will think that you do not have enough repayment ability, and will not easily go to you. Loans.
    3. BorrowerPersonal credit historyIf it is worse, you can also consider applying for a loan from a loan company, because most of the loan companies have not yet linked to personal credit information. For this reason, even if the borrower has bad credit, it will not be displayed in the personal credit report. In the middle, it will not affect the borrower to apply for a loan again, but that is the case, but the borrower needs to maintain a good credit record.
  •             Enthusiastic friends
    2017-08-28 22:13
            There can be loans and loans, and the key is to look at the actual situation of the lender. What kind of loan the applicant wants to apply for, how much loan to apply for, and how long to apply for the loan. If the applicant's personal qualifications are not bad, the loan can be obtained. For example, the applicant hasCar loanApply for another 40,000 yuanCredit LoansIf the applicant's monthly income is 20,000 yuan, and the monthly loan repayment is only 2,000 yuan, as long as the applicant's personal credit is good, there is no overdue situation, and there is no other debt, then the probability of obtaining a credit loan It is very big. Of course, this is also inseparable from the lending institution selected by the applicant. Banks have always had high requirements for applicants and strictly control the applicant's asset-liability ratio. The asset-liability ratio is over 40%, and banks will almost never consider lending. Is it possible to pay off the car loan?Refinance? It is okay if conditions permit, but the borrower should arrange it reasonably.Loan amount. In addition, the borrower may also consider applying for a loan from a loan company. Compared with the bank, the loan company's loan conditions are much looser, and the chances of successful loan acquisition are also greater. However, the loan fee is also much higher than the bank. Therefore, it is necessary for the borrower to make a repayment plan before applying for a loan.
  • Still not satisfied with the above answer? You can ask our experts for your question.

You may need these loans

Room loan

Loan with mortgage record

500000

Maximum amount

0.89%

Minimum monthly interest rate

1 day

Fastest loan time

apply immediately

Redemption

Debt mortgage

6.5 million

Maximum amount

2.20%

Minimum monthly interest rate

30 days

Fastest loan time

apply immediately

Home loan

Home mortgage, good capital turnover

10 million

Maximum amount

1.20%

Minimum monthly interest rate

7 days

Fastest loan time

apply immediately

Decoration loan

Buying a house renovation loan

500000

Maximum amount

0.37%

Minimum monthly interest rate

1 day

Fastest loan time

apply immediately

related question | related information|Related encyclopedia

Hot question recommendation