There can be loans and loans, and the key is to look at the actual situation of the lender. What kind of loan the applicant wants to apply for, how much loan to apply for, and how long to apply for the loan. If the applicant's personal qualifications are not bad, the loan can be obtained. For example, the applicant hasCar loan
Apply for another 40,000 yuanCredit Loans
If the applicant's monthly income is 20,000 yuan, and the monthly loan repayment is only 2,000 yuan, as long as the applicant's personal credit is good, there is no overdue situation, and there is no other debt, then the probability of obtaining a credit loan It is very big. Of course, this is also inseparable from the lending institution selected by the applicant. Banks have always had high requirements for applicants and strictly control the applicant's asset-liability ratio. The asset-liability ratio is over 40%, and banks will almost never consider lending. Is it possible to pay off the car loan?Refinance
? It is okay if conditions permit, but the borrower should arrange it reasonably.Loan amount
. In addition, the borrower may also consider applying for a loan from a loan company. Compared with the bank, the loan company's loan conditions are much looser, and the chances of successful loan acquisition are also greater. However, the loan fee is also much higher than the bank. Therefore, it is necessary for the borrower to make a repayment plan before applying for a loan.