Generally it can be handled. There are mainly the following methods:
That is, if the public has a loan, they can apply for funds again. Unsecured loan, also known as noSecured loan
No collateral is required, just proof of identity,Proof of income
, the address proof and other materials (the specific proof of the material depends on what bank) to apply for loans to the bank, the bank is based on the individual's credit situation to issue loans, the interest rate is generally slightly higher than the mortgage loan, customers can be based on individual circumstances Choose the loan period, and then sign a contract with the bank, which is guaranteed. Unsecured loans can be divided into salary loans, home loan, academic loans and private owner loans.
2. According to the regulations of the bank, the total amount of the original monthly supply and the current monthly payment cannot be more than 50% of the total income of the borrower. Otherwise, the bank will think that you do not have enough repayment ability, and will not easily go to you. Loans.
3. BorrowerPersonal credit history
If it is worse, you can also consider applying for a loan from a loan company, because most of the loan companies have not yet linked to personal credit information. For this reason, even if the borrower has bad credit, it will not be displayed in the personal credit report. In the middle, it will not affect the borrower to apply for a loan again, but that is the case, but the borrower needs to maintain a good credit record.