Can have a loan can not loan, the key is to look at the actual situation of the lender. What kind of loan does the applicant want to apply, how much credit is applied, and how long is the period for applying for a loan? If the applicant is not bad personal qualifications, is able to obtain loans. For example, the applicant hasCar loan
And then apply for 40,000 yuanCredit Loans
, If the applicant monthly income of 20,000 yuan, and the monthly repayment of the loan as long as 2,000 yuan, as long as the applicant personal credit is good, there is no overdue situation, there is no other debt, then the probability of obtaining credit Is very big. Of course, this is also inseparable from the applicant's choice of lenders. Banks have always been demanding the applicant, and strictly control the applicant's asset-liability ratio, asset-liability ratio of more than 40%, the bank is almost no consideration of lending. Car loan has not yet paid off whether it canRe-loan
The In the circumstances permitting is possible, but the borrower to be reasonable arrangementsLoan amount
The In addition, the borrower may also consider to apply for loans to the loan company, compared with the bank, the loan company's loan conditions to be loose a lot, and the probability of success is also greater, but the cost of the loan is much higher than the bank, So, before applying for a loan, it is still necessary for the borrower to make a repayment plan.