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Is there a car loan to buy a house?

Asked by: @a. *** City: National Tags: loan to buy a house Question Time: 2017-08-27 16:11
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  •             Enthusiastic friends
    2017-08-28 17:51
            There is a fixed income, the unit to open the proof, you can, the best looking for housing intermediary, they can help you do a detailed look at the issue of loansLoan to buy a house2, the borrower and the spouse's account (home page and my page) (copy of 3 copies) 3, the borrower and spouse proof of residence (original 1 copy 2 copies) 4, the borrower marriage certificate (copy 3) 5, the borrower economyProof of income(Copy of the person in charge, with official seal) (original 1 copies, 2 copies) 6, the borrower for three consecutive months of a copy of wages or passbook (stamped with the unit financial chapter); individual industrial and commercial households or private owners need to provide business License, tax registration certificate, the recent three consecutive months of tax votes. (Original copy 1, copy 2 copies) 8, the borrower spouse for three consecutive months of wages or passbook (the original 1 copies, 2 copies) 7, the borrower spouse economic income certificate (the person in charge, with official seal) Copy of the unit (financial chapter); individual industrial and commercial households or private owners need to provide business license, tax registration certificate, the recent three consecutive months of tax votes. (Copy of 2 copies) 11, the borrower and the spouse Recent photos 2 Borrower and the bank before the loan investigation (copy of the 2) Personnel are interviewed to provide all the original information
  •             Enthusiastic friends
    2017-08-28 22:13
            Can have a loan can not loan, the key is to look at the actual situation of the lender. What kind of loan does the applicant want to apply, how much credit is applied, and how long is the period for applying for a loan? If the applicant is not bad personal qualifications, is able to obtain loans. For example, the applicant hasCar loanAnd then apply for 40,000 yuanCredit Loans, If the applicant monthly income of 20,000 yuan, and the monthly repayment of the loan as long as 2,000 yuan, as long as the applicant personal credit is good, there is no overdue situation, there is no other debt, then the probability of obtaining credit Is very big. Of course, this is also inseparable from the applicant's choice of lenders. Banks have always been demanding the applicant, and strictly control the applicant's asset-liability ratio, asset-liability ratio of more than 40%, the bank is almost no consideration of lending. Car loan has not yet paid off whether it canRe-loanThe In the circumstances permitting is possible, but the borrower to be reasonable arrangementsLoan amountThe In addition, the borrower may also consider to apply for loans to the loan company, compared with the bank, the loan company's loan conditions to be loose a lot, and the probability of success is also greater, but the cost of the loan is much higher than the bank, So, before applying for a loan, it is still necessary for the borrower to make a repayment plan.
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