Individuals in the fourBank loan
Is a loan issued by personal credit, without providing collateral as a guarantee, eliminating the need for more complicated procedures such as registration of mortgages. The lending rate is very fast. In general, loans can be made within 3-5 working days. Some banks may even lend money. That the fastest day can be lending.
However, credit loans require a high degree of personal credit and generally require borrowers to have good credit. Mainly through personalCredit report
To understand that in the bank's view, only the credit report there is a record, and no overdue repayment record, can be regarded as good credit. If you do not have a credit history, or have a record of overdue repayment, there will be some "resistance" to apply for credit loans. In addition to the credit requirements, the bank also requires borrowers to have stable jobs and certain sources of income, with fixed residences.