Individuals can be in the Big FourBank loan
It is a kind of loan issued by personal credit. It does not need to provide collateral as a guarantee. It saves the complicated procedures such as mortgage registration. The loan is very fast. Generally speaking, it can be loaned within 3-5 working days. Some banks even Said that the fastest day can be released.
However, credit loans have high requirements for personal credit, and generally require borrowers to have good credit. Mainly through personalCredit report
To understand, in the bank's view, only if there is a record in the credit report, and there is no overdue repayment record, it is considered good credit. If there is no credit record, or there is a record of overdue repayment, there will be some “resistance” in applying for a credit loan. In addition to the credit requirements, the bank also requires the borrower to have a stable job and a certain source of income, with a fixed residence.