Individuals can be in the top fourBank loan
It is a loan issued with personal credit. It does not need to provide collateral as a guarantee. It saves complicated procedures such as mortgage registration. Loans are very fast. In general, 3-5 working days will allow lending, and some banks may even Said that the fastest day can lend money.
However, credit loans require high personal credit and generally require borrowers to have good credit. Mainly through personalCredit Report
To understand, from the bank's point of view, only the credit report contains records and no overdue repayment records have occurred. If there is no credit record, or there is a record of overdue repayment, there will be some “resistance” for applying for a credit loan. In addition to the requirements for credit, the bank also requires the borrower to have a stable job and a certain source of income, with a fixed residence.