How long have you been overdue? 1, credit card three times in a row, a total of six overdue repayment. 2, the mortgage for a total of 2 to 3 months overdue or no repayment. 3, car loan for a total of 2 to 3 months overdue or no repayment. 4,Lending rates
Increase, still according to the original payment of "monthly", resulting in overdue interest. 5, water, electricity, gas fees are not paid on time. 6, personal credit card cash behavior. 7,Student Loans
Arrears are not repayments. 8, "sleep credit card" is not activated or will have an annual fee, if you do not pay will have a negative credit record. 9, credit card overdraft consumption,Mortgage Loans
No timely repayment schedule. 10, third-party to provide security, the third party did not repay the loan on time. 11,Personal credit report
Will also record part of the judiciary economic class. Therefore, economic disputes such as debts will also affect the credit history. 12, mobile phone and bank card chargeback deductions hook, did not go through the relevant procedures after the phone is disabled, monthly fees owed formed late, can also cause bad record; 13, fraudulent use of identity by others or ID card Credit card arrears record.