It depends on how long you have been overdue. 1. The credit card has been repaid for three consecutive times and accumulated overdue six times. 2. The monthly mortgage loan can be overdue for 2 to 3 months. 3, car loan monthly for 2 to 3 months overdue or not repayment. 4,Lending rates
After the increase, the “monthly supply” will still be paid in accordance with the original amount, causing overdue interest payments. 5, water, electricity, gas charges are not paid on time. 6. The act of cashing out personal credit cards. 7,Student Loans
Arrears do not repay. 8. If the "sleeping credit card" is not activated, it will still have an annual fee. If it does not, it will generate a negative credit record. 9, credit card overdraft consumption,Mortgage Loans
There was no timely repayment. 10. When providing guarantees for third parties, the third party did not repay the loan on time. 11.Personal credit report
It will also record some economic court decisions. Therefore, economic disputes such as debts will also affect credit records. 12. The mobile phone deduction is linked to the bank card deduction fee. After the decommissioning of the mobile phone, the relevant formalities are not processed. The overdue due to the lack of the monthly rent may also result in bad records. 13. The copy of ID card or identity card fraudulently used by others. Generate credit card delinquency records.