It depends on how long you have been overdue. 1. The credit card has been repaid in three consecutive times and accumulated six times. 2. The mortgage monthly payment is overdue for 2 to 3 months or no repayment. 3. The monthly loan of the car loan is overdue for 2 to 3 months or no repayment. 4,Lending rates
If the price is raised, the “monthly payment” will still be paid according to the original amount, and the interest rate will be overdue. 5. The water, electricity and gas charges are not paid on time. 6. Personal credit card appears to be cashed out. 7,Student Loans
Arrears are not repaid. 8. If the “sleep credit card” is not activated, it will still generate an annual fee. If it is not paid, it will generate a negative credit record. 9, credit card overdraft consumption,Mortgage Loans
There was no timely repayment. 10. When a third party is provided with a guarantee, the third party does not repay the loan on time. 11,Personal credit report
Some economic judgments of the court will also be recorded. Therefore, economic disputes such as debts will also affect credit records. 12. The mobile phone deduction fee is linked to the bank card deduction fee. After the mobile phone is deactivated, the relevant procedures are not handled. If the monthly fee is overdue, it will result in a bad record. 13. A copy of the ID card or ID card will be used by others. Generate credit card arrears records.