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Is it illegal to lend more interest? Does anyone know

Asked by: @a. *** City: Nationwide Tags: Loan Interests Question Time: 2017-12-27 14:53
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A total of four

  • Manager Credit manager Service Area: Shenzhen Service agencies: Peng reputation of used cars
    2018-01-03 10:49
            According to the current judicial practice of more than 3 points monthly interest is not protected by law
  • Qin manager Credit manager Service Area: Dongguan Service agencies: Crown Cheng Pratt & Whitney
    2018-01-03 14:31
            4 out of the current benchmark interest rates are not protected by law
  • Manager Wu Credit manager Service Area: Linyi Service agencies: Cheng Xin financing
    2018-01-02 17:23
            Hello, 4 points or more.
  •             Enthusiastic users
    2017-12-28 22:34
            Within six months (including 6 months)loan    4.35
    Loan 4.35 for six months to one year (including one year)
    One to three years (including 3 years) loans 4.75
    Three to five years (including 5 years) loans 4.75
    Loans of more than five years 4.90
    The above is the current benchmark interest rate for loans in China. The national standard for usury is that the loan interest rate is more than four times the benchmark interest rate, that is, the loan interest rate exceeds 4 times, and the state will not protect it. However, the state does not provide the maximum interest on the loan, which means that the funds with you how much interest can be, but if you do not pay according to the agreement, if people sue you, the state will require you to pay at least four times the interest , More than 4 times, the state will not have any protection of funds.
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