Yes. First, agricultureBank real estate mortgage loan
Conditions: bank housing mortgage loan requirements of the housing within 20 years; housing area greater than 50 square meters; housing should have a strong liquidity. Bank real estate value of mortgage loans: the mortgageLoan line
It is 70% of the house evaluation value. Bank real estate mortgage loans Loan period: New home loan loan period of not more than 30 years, second-hand housing does not exceed 20 years. Bank real estate mortgageLending rates
And Offers: Loan interest rates in accordance with the provisions of the People's Bank of the same grade loan rate implementation. Second, Minsheng Bank real estate mortgage loan conditions: Shang Dai Tong: a period of 36 months, the monthly interest. Another year principal, the assessment value of 70%. The area is more than 70 square meters, with an annual period of 2000 years (individual property to be treated individually), the benchmark float 10% - 30%, before 2000 the interest rate goes up by 30% -40%. Consumer credit: 1, with full civil capacity, you and your family, noBad credit history
; 2, possession or control of a business entity, such as individual industrial and commercial households, small and medium enterprises, business entities without bad credit history; 3, your family's physical net assets of not less than 500,000 yuan, physical assets such as loans without real estate, Etc. 4. If you are engaged in production and business investment activities (including contracting and leasing activities), you should have at least 3 years working experience in the industry and have a fixed place of business where the Bank's establishment is located and have been in continuous operation for more than two years. 5, In principle, you need to have the permanent residence or valid residence status in cities and towns where our banking institution is located and have a fixed residence. 6. We open a personal settlement account at our bank. Your business entity opens a corporate settlement account at our bank. ; 7, other provisions of our bank conditions. Apply for bank real estate mortgage loans required materials: 1, the borrower's ID card, account of the original and copy of the 2, the borrower owns or control the company's asset certification materials such as financial statements, bank statements, tax bills Proof of the goods transport inventory and other information; Minsheng Bank real estate mortgage loans thoroughfare: 1, other assets to prove cooperation with the Bank assessment of the company's assessment report; 2, individual businesses only provide business license, tax registration certificate, tax certificate and annual inspection certificate.