Yes. First, agricultureBank property mortgage
Conditions: The bank mortgage loan requires the house to be within 20 years; the house area is larger than 50 square meters; the house must have a strong liquidity. Bank Real Estate Mortgage Value: Home MortgageLoan amount
It is 70% of the house evaluation value. Bank real estate mortgage loan years: the loan period for new home loans is no more than 30 years, and second-hand houses are no more than 20 years. Bank property mortgageLending rates
And preferential treatment: The loan interest rate is implemented in accordance with the same-grade loan interest rate as stipulated by the People's Bank of China. Second, Minsheng Bank real estate mortgage loan conditions: Shangyintong: the term of 36 months, monthly interest. The principal is repaid once a year, and 70% of the evaluation value. The area is more than 70 square meters, and the age is after 2000 years (the individual properties are treated individually), the benchmark is up 10%-30%. The interest rate before 2000 is 30%-40%. Consumer loans: 1. Have full civil capacity, neither you nor your familyBad credit history
2, own or control a business entity, such as individual industrial and commercial households, small and medium enterprises, etc., operating entities without bad credit records; 3, your family's physical net assets of not less than 500,000 yuan, physical net assets such as no loans, real estate, cars 4. If engaged in production and operation investment activities (including contracting and leasing activities), in principle, you need to have more than three years of industry work experience, and have a fixed business place in the location of our bank and operate for two years or more; 5. In principle, you need to have a permanent residence or a valid residence status in the town where the Bank is located, and have a permanent residence; 6. Open a personal settlement account with us, and your business entity opens a corporate settlement account with us. ; 7, other conditions prescribed by our bank. Materials required for applying for a bank mortgage: 1. The borrower's ID card, the original of the account book and a copy thereof; 2. The assets evidence of the company owned or controlled by the borrower, such as financial statements, bank statements, tax returns Proof, cargo transportation list and other information; Minsheng Bank real estate mortgage loan: 1. Other assets certificate and evaluation evaluation report of the company cooperated with BOC; 2. Individual industrial and commercial households only provide business license, tax registration certificate, tax payment certificate and annual inspection certificate.