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What questions do I need to ask for a loan?

Asked by: @a. *** City: Nationwide Tags: Loans Question Time: 2017-11-29 10:41
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Common similar problems

A total of 3

  • Qin manager Credit manager Service Area: Dongguan Service agencies: Crown Cheng Pratt & Whitney
    2017-12-04 09:26
            askloanUse, your personal basic information is consistent with the application filled out
  •             Enthusiastic users
    2017-11-30 14:08
            Question one: personal circumstances exam

        Most like to ask questions include:

        What is your constellation? How many birthdays? (In fact, it is to verify whether your information is true. If the truth is blurted out without error, the fake information is not easy to say.

        2, where do you work? (In fact, want to ask you is not very stable work, no job or can not answer the address of the work unit may be directly PSAA)

        3, How long have you been working in the current unit? What positions do you work in? (The basic operation of no more than 3 months, you have not turned positive, others how to lend ah? In addition, if you are a management position can add Points, the premise is true information! Xiao Bian did not make you swollen face filling fat, posing as general manager ah!)

        4, the monthly income how much ah? Punch salary or cash wages? (Monthly income of less than 2000 basic free talk, if you have bonuses or performance, we must focus on the statement, you can add points!)

        Question two: Family situation examination

        1, family members who have ah? (Basic examination, answering information and fill in the information may be rejected by mistake)

        2, parents or spouse know what you borrow money? What attitude they ah? (A "do not know," we must be careful, and "they do not support the applicationloan"It will be bright red light)

        3, Parents' health? (Suppose parents recently had a serious illness, or even surgery was a bit overhang, the hearing will find the doctor a special burn, and your burden will be particularly heavy)

        Question three: check the loan situation

        1, How many copies do you have?credit cardAh? (Generally 2-3 is appropriate, more than 4 there is a certain risk)

        2, Your credit card has been overdue it? (3 times overdue to be careful, 6 times most of the electricity audit will be rejected directly)
  •             Enthusiastic users
    2017-11-30 11:27
            First you have to ask what kind of loan you need to handle.Mortgagestill isCredit Loans;
    If you apply for a credit loan: Are you at work? What is the punch card salary? Whether to pay social security,Provident Fund? What is the base of social insurance payment? what occupation? Credit information how? Is there real estate, cars? Whether to pay commercial insurance? Loan purpose, loan term, repayment source, age, etc.
    If you apply for real estate mortgage loans: whether it is the full amount of commercial housing? Property location, size, orientation, floor, decoration, age and so on. Whether work, how much income? Loan purpose, loan term, repayment source, age, etc.
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