Real estate license mortgage, real estate licenseLoan process
: First, the conditions for the lender 1, with full civil capacity of natural persons, the actual age of the loan maturity is generally not more than 65 years of age; 2, the city has permanent residence, have a permanent residence; have a proper occupation And a stable source of income, with the ability to repay the principal and interest of the loan as scheduled; 3, willing and able to provide mortgages recognized real estate mortgages; 4, the real estate owners recognize their loans and guarantees and are willing to assume the relevant legal responsibilities. Second, the conditions of the mortgaged property 1, the property rights of the house should be clear, in line with the conditions of the state listed transactions, can enter the real estate market circulation, without any other mortgage; 2, age (from the date of completion of housing) + loan The term of residence shall not exceed 40 years; 3. The mortgageed houses are not listed in the local urban reconstruction demolition plan, and there are real estate certificates and land certificates issued by the real estate department and the land administration department; 4. The owner of the mortgaged property may be the borrower himself or herself. In mortgaging the property owned by others, the mortgagor must provide a written commitment to the borrower to use his property as a security to request a loan, and require the mortgagor and his spouse or other co-owner of the property to sign.