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Private lending real estate mortgage it?

Asked by: @a. *** City: Nationwide Tags: private lending Question Time: 2017-09-17 10:17
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  •             Enthusiastic users
    2017-09-18 11:14
    Private lendingReal estate license mortgage, real estate licenseLoan process: First, the conditions for the lender 1, with full civil capacity of natural persons, the actual age of the loan maturity is generally not more than 65 years of age; 2, the city has permanent residence, have a permanent residence; have a proper occupation And a stable source of income, with the ability to repay the principal and interest of the loan as scheduled; 3, willing and able to provide mortgages recognized real estate mortgages; 4, the real estate owners recognize their loans and guarantees and are willing to assume the relevant legal responsibilities. Second, the conditions of the mortgaged property 1, the property rights of the house should be clear, in line with the conditions of the state listed transactions, can enter the real estate market circulation, without any other mortgage; 2, age (from the date of completion of housing) + loan The term of residence shall not exceed 40 years; 3. The mortgageed houses are not listed in the local urban reconstruction demolition plan, and there are real estate certificates and land certificates issued by the real estate department and the land administration department; 4. The owner of the mortgaged property may be the borrower himself or herself. In mortgaging the property owned by others, the mortgagor must provide a written commitment to the borrower to use his property as a security to request a loan, and require the mortgagor and his spouse or other co-owner of the property to sign.
  •             Enthusiastic users
    2017-09-18 14:50
    Private lendingReal estate license mortgage, real estate licenseMortgageProcess 1, ready information, including both husband and wife ID card account of the marriage certificate real estate purchase contract or invoice personal account the last six monthsBank waterStatement 2, the bank loans to borrowers, purchase contracts, agreements and related materials review. 3, the borrower mortgage property certificates and insurance policies or securities to bank custody. 4, both borrowers and lenders signed a mortgage loan contract and notary. 5. After the loan contract is signed and notarized, the bank deposits and loans to the borrower are transferred to the house-building units or house-building units designated by the purchase contract or agreement through the transfer method.
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